Three Reasons to Hire a Lawyer to Deal with the Insurance Company

If you’ve been injured in an accident due to the negligence of another, you could potentially face a number of obstacles on your road to recovery. Most likely, you will need to seek medical help, and you might even need to take time off from work while you begin the healing process.

In addition to the numerous individuals it might take to help you deal with your injury, you will also need to work with the other parties involved in the accident as well as their insurance company.

While you could deal with the insurance company yourself, hiring a lawyer to deal with the insurance company can be advantageous and beneficial to any personal injury claim you might pursue. Here’s why:

1. An Attorney Can Determine How Much Your Claim is Potentially Worth

A dedicated, experienced personal injury attorney will have a better understanding of the potential value of your claim. You could do some research on your own to gather information about a possible claim, but it’s difficult to known how much your claim is worth for sure. In some cases, you could wind up receiving a lot less in damages had you not hired an attorney to handle your case.

The compensation you deserve might not be limited to compensatory damages, such as medical expenses, loss of work, and pain and suffering caused by your injuries. Often an attorney can help you recover compensation for any additional costs, which may include attorney’s fees and punitive damages.

Although there is never a guarantee on the value of a particular personal injury claim or how much money you could receive in a settlement, an attorney can look at the aspects of your accident and injury, analyze possible scenarios, and determine the best course of action.

2. An Attorney Will Have Knowledge of the Law and the Legal Process

In addition to understanding the value of a potential claim, an attorney will have a much better understanding of the law than you do as well as a better understanding of the legal process. Likewise, an attorney who specializes in personal injury claims probably has prior experience dealing with insurance companies and insight into how the insurance company might approach a claim.

Filing a claim can be a complex process, and an attorney will know what kinds of documents you will need, whether or not you should provide a recorded or written statement, and the amount of time you have to legally file a claim for compensation. Legal knowledge could make or break your claim, especially if you are not sure how to properly file critically important paperwork.

In addition to legal paperwork, you may consider taking your case to trial. The majority of personal injury cases never make it to court; however, an attorney can help you should it happen. In many cases, the insurance will potentially settle before trial if they know you have an attorney working on your behalf.

3. An Attorney Will Be Motivated Do the Heavy Lifting for You

Dealing with an insurance company can be stressful, confusing and possibly aggravating. If your injuries are extensive and serious, you may not have the physical ability to do what it takes to handle your claim on your own behalf.

If you hire an attorney to handle your personal injury claim, you won’t be put in a position to complete tedious, time consuming work on your own. An attorney can interview witnesses, take photos, gather medical records and negotiate with the insurance company while you recover and get back to living your life.