Filing a Car Accident Claim with Your Insurance Company? Here’s What You Should Know.

If you’ve been injured in a motor vehicle accident due to the negligence of another, you could face a variety of hurdles as you begin your path to recovery. In addition to the numerous individuals it might take to help you deal with your injury, you are more than likely going to have to deal with an insurance company, whether it’s yours or someone else’s.

Although you could handle your insurance claim on your own, there are a lot of secrets car insurance companies want to hide from the general public. Hiring a lawyer to handle your car accident claim can be valuable to you in the long-run, especially if you’ve been injured.

If you were injured in a motor vehicle accident and suspect you haven’t been treated fairly when making your car accident claim, contact Linville Johnson to learn more about your options. Those affected and their families may be able to file a lawsuit and recover compensation with the help of a car accident attorney.

We offer free, no obligation consultations, and we can help you determine whether you have a claim. You can contact us by filling out the form on this page, calling us at 501-777-7777, or emailing us at [email protected]

The time you have to pursue a claim is limited. Contact us for more information.Get Help Now.

Auto Insurance Company Secrets

The auto insurance industry in America generates hundreds of billions of dollars each year. Like most insurance companies, auto insurers have one primary goal: make a profit. In order to turn a profit, car insurance companies will often offer low-dollar settlements while raking in millions – if not billions – of dollars each year in premiums.

Successful auto insurance companies understand what it takes to make lots of money by using certain tactics to minimize the amount they pay out while maximizing their profits. If you ever need to file a claim with an auto insurance company, it is important that you understand what those tactics are and how you can get the compensation you deserve.

Understand the Role of Your Insurance Adjuster

When you make a claim, you’ll eventually have to deal with an adjuster. It’s the auto insurance adjuster’s job to inspect property damage or personal injury claims in order to determine how much the insurance company should pay for the loss. When you file an auto insurance claim, the adjuster is responsible for gathering as much information as possible about your claim and ultimately negotiates with you, the policyholder, to settle a claim.

In most cases – if not all – the adjuster will attempt to pay as little as possible. It’s important to keep in mind that the adjuster works for the insurance company and not you. If you aren’t satisfied with the outcome of your claim or any settlement you’ve been offered, the insurance adjuster will work to defend the insurance company’s position.

You Are Not Required to Provide a Recorded Statement

In some cases, the adjuster will tell those who have been injured in a car accident to provide a recorded statement about the accident in order to expedite the processing of their claims. Insurance adjusters may even try to tell you that you are required to give a recorded statement if you want to receive a settlement offer.

In reality, you are not legally obligated to give a recorded statement. Adjusters can possibly use your statement against you to avoid paying for medical bills and other expenses. The insurance company can possibly use your statement to avoid paying a settlement on your claim altogether.

Financial Pressure

Insurance companies understand the pressure and stress you may be under after you’ve been injured in a motor vehicle accident. They also understand the pressure you may feel financially as medical expenses associated with car accidents can pile up quickly. Your injuries could cause you to miss work, resulting in loss of income. Don’t let that pressure cause you to settle for less than what your injuries actually cost.

Understand the Insurance Company’s Settlement Strategies

Auto insurance companies often begin negotiations by offering a low settlement on their customers’ claims. This strategy often works because many people who have been injured in a car accident need money quickly and will often take whatever the car insurance is initially willing to pay. In some cases, you may not realize the exact cost of your injuries. Insurance companies know this and will do whatever they can to settle for as little as possible.

It’s important to remember that when you agree to a settlement with the car insurance company, you also agree to not seek any further action, legal or otherwise, with regards to that particular claim. If you hire a lawyer to help with your claim, you potentially have a better chance to receive the right amount of compensation for your injuries.

How Can an Attorney Help Me Handle My Car Insurance Claim?

In addition to understanding these secrets and other tactics car insurance companies don’t want you to know about, an experienced personal injury attorney can help determine how much your claim is possibly worth and will have knowledge of the legal process. Likewise, an attorney can talk directly with your auto insurance company adjusters to ensure that you receive the compensation you deserve for your injuries.

When negligence results in injury, an injured party suffers loss in various ways. Drivers, passengers, pedestrians and cyclists who are injured in motor vehicle accidents may be able to file a claim and recover compensation for damages resulting from their injuries.

Compensation may include:

  • Medical expenses
  • Lost wages
  • Pain and suffering

The families of those who have been killed in a motor vehicle accident may be eligible to recover money for funeral expenses and the pain that comes with losing a loved one.

The Time You Have to Pursue a Claim is Limited. Contact Us Today.

For more information, or if you want to speak with an Arkansas personal injury attorney, contact the Johnson firm today. You can contact us by filling out the form on this page, calling us at 501-777-7777, or emailing us at [email protected]

After you contact us, an attorney will follow up with you to get more information about your case. There is no cost or obligation to speak with us, and all of the information you provide is confidential.

Please note that the law limits the time you have to pursue a claim or file a lawsuit for an injury. If you think you have a case, you should not delay taking action.